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MLS Listings of
St. George/Washington County, UT
for Bank Owned Homes
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CLICK
HERE FOR LIST OF BANK OWNED HOMES
AS OF 2.12.10
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These
searches have been posted to aid you in your search for your new
home..
For more information or to see any of these homes, just fill in
the forms below or
give me a call at 435-632-6457 - Annette
Thank you for visiting this web site.....
Annette Taylor, Realtor.... |
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Buying
Short-Sales & Foreclosures |
Buying a short-sale or a foreclosed home
has its drawbacks, but it can also
present a wonderful opportunity for a
buyer. One of the most frequent
questions that I get from buyers is
"What is the difference between a
short-sale and a foreclosure?"
Here is an explanation:
Short Sales
A short-sale is when a lender agrees to
take less money than is owed on a
mortgage in order to facilitate e
purchase of the property, usually to
prevent the property from going into
foreclosure. Typically a seller has
incurred some type of financial hardship
and is unable to continue making
mortgage payments. The home is listed on
the market to attract potential buyers
usually at an estimated
value. The listed price is usually
not approved by the lender and buyers
should be aware the actual sales price
may be higher depending on what the bank
is willing to accept. Short-sales take
anywhere from 3-8 months from listing to
closing so if you are in a hurry to find
a home, don't bother.
Foreclosures/Bank Owned
A foreclosure is a process in which the
lender (aka bank) takes back the home
from the borrower. This process happens
after the short-sale period or to be
more specific, after the home has been
given back o the bank. When you are just
dealing with the bank, the process
typically is much faster and you can
lose within a matter of weeks!
Not every short-sale or foreclosure will
be a great deal. When you are dealing
with these types or properties you really
need to do your due diligence and have
them inspected by professionals prior to
closing. These homes are in distress and
may need some major improvements to make
them habitable. |
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Felix's Short Sale Blog - Recent Active Rain
Blog on Short Sales... |
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More information?
taylor.annette@gmail.com
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